Dear Dr. Jim
I just don't know what to do. My husband says we have to save money this year and spend NOTHING FOR CHRISTMAS.
I have always purchased gifts for everyone there is in our families. Most of them give back as well.
My rule is this: (in +/- $$'s)
$25 for people over 40 and cousins and friends
$50 for grandparents, nephews, nieces, uncles
$200-1000 for my hubby
$1000-3000 for each of the four kids.
Now you see why the old grouch might not be liking this. This amounts to around $10,000-15,000 each year. Now I have lost my job although he still has his.
Even on one family income we make over $48,000 a year. My solution is to just divide all those numbers by two and say that my half will not be given this year.
Does that sound right to you? Please, oh please, Dr. Jim, say that will be fine.
Needs a job in Michigan
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Well, Ms. Needs
That does not sound right at all.
I would like to side with your hubby but you aren't writing for me to say that.
What I will say is to leave Christmas gifting for the kids and a small gift to the spouses (I am thinking he will buy YOU something).
Also I would:
I know Michigan is hurting for jobs, could you possible get a temporary one during the Christmas season? There will be a lot of competition for those but you may have the edge with your maturity and working experience.
I hope this helped. There may be other solutions the readers might come up with.
And I might say, I would be grouchy too if my wife spent that much on Christmas. We don't even buy new cars, have never during our 35 years of marriage bought a new car. Just have to be frugal when we aren't rich.
An aside, if you could move to Texas, that would help. A lot of Michigan folks moved here in the 80's when things were rough.
Most moved back but as our great President Reagan once said, "Vote with your feet." Dr. Jim
So, keep on keep'n on, and till then,
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